6A- Identifying Opportunity in Economic & Regulatory Trends

6A- Identifying Opportunity in Economic & Regulatory Trends

1.     Economic Trend- The market for oil companies

·      Source-https://www.ibtimes.com/moderate-open-likely-us-markets-oil-2795607

·      What I believe that will help to prove that there is an opportunity here is to know financial understanding along with politics. The politics card gets played big here when the article talked about gold, oil, fuel, and country’s increasing rise in the stock market.

·      The customer that will benefit is someone that already had a share into the account or has a sufficient amount of money to start this off right and earn big. Along with the people that are working with the people on Walls Street and high political figures.

·      I see the opportunity has a regular citizen to maybe be challenging but it is totally manageable. If you had the support and knowledge, I would think anyone can succeed at this. I saw this opportunity because even though the stock market is always changing these items are crucial for daily living, for that I feel you will never lose your money.

2.     Economic Trend- U.S. Retail Recent trends

·      Source- https://www.thebalance.com/u-s-retail-sales-statistics-and-trends-3305717

·      I believe that the direction that this trend is going on has significantly changed the economy to a technology intertwined world of shopping. By saying this in the last Census 300% of growth in retail from an online base. The opportunity for start- ups are great in this area.

·      The customer that will benefit is basically anyone because since the big department stores can’t keep up with the online deals, they unfortunately have to close, which they did. Unlike TJ Maxx and Marshalls that take the leftover inventory and sell it as an extremely low price, those locations are thriving.

·      I think this model is very easy because the consumer knows exactly and how much they are willing to spend on a particular item. Along with the opportunity for business growth us great because you can start a fashion/ clothing company, do a thrift shop, or even just any item you can get your hands on and sell it.

3.     Regulatory Changes- Legal issues facing automotive industries 2019

·      Source- https://www.foley.com/en/insights/publications/2019/01/top-legal-issues-facing-the-automotive-industry-in

·      I believe that this topic is huge for many industries because since it is first started with the materials the companies have to try and to a low buy in for the supplies, this can lead to not the greatest quality, which can lead to malfunction of the products. From there the company has to test out the vehicle to see if it is safe also with adding the new high-tech security.

·      The customer that will benefit from this is a person that owns a car that is well made and is not expensive. That is why the Chinese region has exceled in the automotive area because they have mastered this technique.

·      I think that this is a hard regulation to change just because there are so many factors that involve making and producing a car to the buyer. Also, many of the parts, labor, and the experience is not always met and can led to more legal problems in the work force.

4.     Regulatory Changes- A new era of global regulatory divergence

·      Source- https://www2.deloitte.com/us/en/pages/financial-services/articles/banking-industry-outlook.html

·      I believe that this is a great movement since the company just signed and agreed the Dodd-Frank Act that can help the diverse people with economic growth, trends, banking. With that passing the company and regulations have took matters into their hands and made people get stress tests or any behavior testing since they are working with millions of dollars.

·      The customer that will benefit is the person that trust the person that works at Deloitte to manage than consult their money. If not both parties will either be out of a job or have no money to grow.

·      I think this is a difficult but logical decision on behalf of the company. I assume they had many law suits pertaining to issues about their financial statues and growth. I do see an opportunity to grow as long as you stay in the guidelines and make good connections. Other than that, it will be hard to grow.